Advisors

And the main thing I've learned is NEVER trust a financial advisor or an insurance agent. You need to read up and do the research for yourself. If they try to sell you something you don't believe in, get up and walk out. That sounds silly because obviously Dave Ramsey is a financial advisor, but we are not giving him money to invest for us. He also likes Clark Howard, but the two have different giftings. Good to listen to both.